Drop these habits or you die broke

You were born poor, but if you die poor you have yourself to blame. Before you finish reading this article, at least 8 out of 10 people will have done something that contributes to their future poverty. Only 2 out of 10 will have done what is required to remain prosperous in the future. The question you need to ask yourself today is, “I’m I among the lucky 2 or the not-so-lucky 8?”
Here are 6 habits that could easily draw your route-map to a life of perpetual poverty.

1.You focus on linear income instead of passive income

Most people focus on linear income in the name of salary, allowances and one-off payments. Wise men on the other hand focus on passive income in the name of royalties, interest rates, value addition and profit.
Relying on linear income is similar to using buckets to fetch water from the river. With time, you’ll get too old and too tired to transport them to and fro and that means you’ll have to starve for as long as you don’t go to the river.
bucketsRelying on passive income on the other hand is similar to building a pipeline. It may require a lot of work at the beginning but with time, you’ll no longer have to go to the river to get water – the river will come to you and you’ll not starve.
This is the most fundamental principal of wealth creation that most (including you) are oblivious about.

2.You’re still waiting to start your journey of success

Everyone wants to succeed but very few people are willing to step into the cold waters. Do you see the problem here? In the history of the world, no marathon race has ever been won (or even finished) by someone who never left the starting line.
As you’re stuck saying that you have no enough capital to start, someone else is busy making good use of whatever little they have.
As you’re busy lamenting that there are no business ideas, someone else is busy sharpening his innovation claws.
When you’re busy complaining about a problem in your society, someone else is busy thinking how to start a business that solves that problem.
Continue waiting at the starting line and poverty will soon find you there to keep you company.

3.When you earn more you spend more
Consistently raising your expenditure is a good way to accumulate debt and to remain stuck in the echelons of poverty. To stay out of bad debt, you will either need to find a way to earn more or spend less. The first and best option is to find ways to earn more and keep your expenditure constant.
As you know this can only be done by creating multiple streams of income and lot’s of thinking is necessary in that case.
The second option is to simply cut on unnecessary expenses. The money that is saved from these budget cuts could be used for embarking on future investment programs.

4.You complain instead of committing

“Life is too expensive”; “It’s hopeless; I’ll never get out of debt”; “I don’t earn enough money.” Have you ever uttered any of these statements before, or perhaps all of them? Old habits die hard; however, as long as you do nothing to change; then you and your coming generation have a direct ticket to the land of poverty.
Stop complaining and making lame excuses. Instead, take responsibility for your non-productive habits and focus on changing them – then do it!

5.You live for today, hoping tomorrow will care about its worries

In the 1950s a scientist from Harvard University studied the reasons for upward socio-economic mobility. He wanted to know how comes some generations get wealthier while others get poorer. All his research brought him to a single factor that he concluded was more accurate than any other thing in predicting success – he called it “The Time Pespective”.
Time perspective is basically how far you project into the future when you make a decision today. An example of a long-term perspective is when a wise family man buys land or insurance for their child, even though he or she will not need it for the next eighteen years. This is a long-term approach that involves sacrificing in the short term to assure better outcomes in the long-term.
Most people remain poor because their “time perspective” is focused on short-term goals such as meeting basic lifestyle needs, buying luxury items, paying rent etc…are you one of them?

6.You just don’t get it!

The problem is that you keep learning but you don’t get it. You’re educated but you’ve never internalized what your teachers told you. You have knowledge but you don’t want to think too hard how to use it. You’re still stuck at the starting line all along because you don’t want to start small and grow bit by bit from there. You’re still stuck in the lottery mentality hoping that one day you’ll wake up and voila! discover “the newest, incredibly easiest way to get wealth.”

Final Word

Most people remain poor, not because they don’t have the knowledge. Not because they don’t read Kuza Biashara and other business-related articles. But because they don’t LEARN BY DOING. They just don’t get it!
Being wealthy and prosperous requires more than just physical ownership. It is a state of happiness, well-being while wishing the same for others. So while you are working to escape from poverty, remember to be happy along the way!

 

 

-Kuzablog

Your choice of words could make or break your relationship

Eventually, in virtually every relationship the moment comes when the two sides stop paying attention to their choice of words and begin to push each other away using poorly thought-out phrases.
We at Bright Side decided it was time to work out how to preserve the warmth in a relationship and avoid ever letting things reach breaking point. It turns out that all you need to do is apply three simple rules of communication.

1.When speaking about your wishes, cut out “don’t“ and ”won’t.”

Elements of speech such as “don’t“ and ”won’t“ have the ability to give certain assertions a negative quality. Therefore, they’re not worth using when you talk about your wishes. Moreover, it’s often harder for your partner to understand how to act when they hear phrases like this, as their ambiguity leaves them with many different options.
Bad: “I don’t want you to control me.”
Good: ”I want you to trust me.”

2.  Try to use “and“ instead of ”but.”

This rule seems simple, but you’ll actually have to spend a long time incorporating this change into your life. But it’s definitely worth it, for this one rule can reset your communication with your partner from being a duel of words to a forum for cooperation. You can see the difference for yourself:
Bad: “I understand you, but I also want you to understand me.“
Good: ”I understand you, and I also want you to understand me.”

3.Don’t spoil a compliment with negativity.

Have you noticed how some people think it wise to express their dissatisfaction even while they’re offering praise? The problem is that such individuals’ brains are wired to react with greater energy to bad things. If you want to praise someone, take extra care not to mix compliments and criticism together.
Bad: “Supper was delicious, unlike yesterday.“
Good: ”Supper was delicious, thank you!”
From time to time, we underestimate the strength of our words, and at the same time we’re too lazy to work on our speech habits. But it’s ultimately better to learn to talk in such a way that allows others to understand us than it is to deal with problems caused by misunderstanding. Wouldn’t you agree?

 

 

-Brightside

Burundi, Tanzania and Rwanda named some of the unhappiest countries in the World

Norwegians have more reason than ever to celebrate the International Day of Happiness.

After ranking fourth for the last two years, Norway jumped three spots and displaced three-time winner Denmark to take the title of “world’s happiest country” for the first time. Denmark dropped to second place this year, followed by Iceland, Switzerland, Finland, Netherlands, Canada, New Zealand and Australia and Sweden (which tied for ninth place), according to the latest World Happiness Report, released Monday by the Sustainable Development Solutions Network for the United Nations.

Denmark has won the title three of the four times the report has been issued, while Switzerland has won the title just once. The United States came in 14th place, dropping one place from last year. Other superpowers didn’t fare better than Northern Europe either.

The secret to Iceland’s happiness? It’s in the water. Germany came in 16th place for the second year, while the United Kingdom moved up four spots to 19th place and Russia moved up seven spots to 49th place. Japan moved up two spots to 51st place, while China moved up four spots to 79th place.

People in the Central African Republic are unhappiest with their lives, according to the survey of 155 countries, followed by Burundi (154), Tanzania (153), Syria (152) and Rwanda (151).
Happiness is many things
Happiness isn’t just about money, although it’s part of it. Real gross domestic product per capita is one of the key measurements, said the report.

Others include generosity, a healthy life expectancy, having someone to count on, perceived freedom to make life choices and freedom from corruption, the report’s authors argued.
They said it’s a better measure of human welfare than analyzing education, good government, health, income and poverty separately.

“The World Happiness Report continues to draw global attention around the need to create sound policy for what matters most to people — their well-being,” said Jeffrey Sachs, the report’s co-editor and director of the Earth Institute at Columbia University, in a statement.

“As demonstrated by many countries, this report gives evidence that happiness is a result of creating strong social foundations. It’s time to build social trust and healthy lives, not guns or walls. Let’s hold our leaders to this fact.”

 

 

-CNN

You could save your marriage by not allowing your man to do chores – study

Couples may be better off living in a “traditional” household where women do all the housework if they want to stay together, according to a report from the Oslo and Akershus University College of Applied Science.

Norwegian researchers were interested to see how married and cohabiting men and women divided housework and childcare throughout various life stages. They analyzed two separate studies involving nearly 20,000 men and women aged 18 to 79: the study of Life Course, Generation and Gender, and the study of the Norwegian Life Course, Ageing, and Generations. Participants respectively answered questions about the division of housework and childcare; their attitudes toward gender equality; as well as other variables like life stage and social class.

The results showed 65 percent of couples equally or near-equally divided childcare, but not housework: Women reported doing all or almost all of the work in 11 percent of couples and “somewhat more of the work” in 60 percent of couples. About 25 percent of couples divided the work more equally, with younger couples, childless couples, and couples where the woman had a full-time job among those more likely to split domestic chores.

Researchers did not find an association between a traditional share of housework (women do most of the work) and a lower risk of divorce — but they did report untraditional couples had a greater risk for divorce. Men who did as much or more of the housework were more likely to get divorced than couples where the woman did most of the housework over a period of four years.

“The more a man does in the home, the higher the divorce rate,” said Thomas Hansen, co-author of the study entitled “Gender Equality At Home,” according to AFP. While researchers found no or very little cause-and-effect, they believe that the observation could be due to “modern” attitudes.

It may be traditional couples “hold a high value of marriage and a more traditional attitude towards divorce,” while untraditional couples “may hold less of a traditional or modern view of marriage, whereby marital dissatisfaction more easily leads to marital break-up,” according to the report.

“Modern couples are just that, both in the way they divide up the chores and in their perception of marriage” as being less sacred, Hansen said, stressing it was all about values. “In these modern couples, women also have a high level of education and a well-paid job, which makes them less dependent on their spouse financially. They can manage much easier if they divorce.”

Researchers said sharing equal responsibility for domestic chores doesn’t necessarily contribute to contentment, and that the lack of equality at home and quality of life was surprising. “One would think that break-ups would occur more often in families with less equality at home, but our statistics show the opposite,” Hansen said.

He said that the correlation could be because couples are happier when they have clearly-defined roles in the relationship where people aren’t stepping on each other’s toes. “There could be less quarrels, since you can easily get into squabbles if both have the same roles and one has the feeling that the other is not pulling his or her own weight,” he added.

The results from the latest survey appears to contradict a recent study carried out by researchers at Cambridge University earlier this year that found men were actually happier when sharing the housework.

The Cambridge study was based on previously collected data from 30,000 people in 34 countries. Researchers found that men had benefited the more they contributed to household chores, but researchers suggested that this could also be because they preferred a quiet life doing housework than having a disgruntled other half.

This story has been updated to include more information on study methods and conclusions.

 

 

 

 

-Medicaldaily

 

 

 

 

Lack of sleep could be a symptom of an underlying health problem

Insomnia is excruciatingly tiring to deal with. It incapacitates you by making you unable to deal with changes — it took me 2 days to shift my schedule around so that I could have enough time last night to prepare for deep sleep. But all it took was a text message to send my mental state into anxiety, worry, depression, all at once. I laid in bed wide awake for 5 hours and towards the end, thought about how productive I could have been, if I hadn’t spent all this time lying on the bed.

When you don’t get enough sleep, you are never fully present in the moment. Tiredness looms over your whole presence. Productiveness decreases. You turn up late, or you miss meetings in the morning because that’s the time when you start to fall asleep — and you refuse to let anything get in the way. Guilt consumes you.

You feel hopeless, worthless, and cancel on anything that makes you anxious, and everything makes you anxious and annoyed, even people on the train chatting on their phones. Whenever you’re present in a class, or at a meeting, it takes you tremendous effort and courage. You feel like you’ve conquered something, until you realise that you’re putting in so much effort for something that requires minimal effort for others, and start to despair.

The emotional detriments of insomnia is an endless cycle of guilt, tiredness and hopelessness. Trying to escape drains both willpower and reputation.

Reputation, because insomnia is not an excuse, and neither is depression. Wanting to sleep is seen as lazy. Not sleeping earlier is seen as a mismanagement of time. To the working world, the dark rings under your eyes represent no more than inefficiency as a human being.

They tell you that they understand you, and give recount of that one time when they stayed up all night, not knowing you’ve been awake for 3 days straight more times than you can remember. They give advice on scented candles, and classical music, not knowing that you’ve tried even alcohol in desperation. You thank them for their good will, while they walk away wondering why you’re too stubborn to take their advice. They shake their heads at you.

But insomnia is not just insomnia. Insomnia is often a symptom of something larger that should be solved. Of health problems. Of mental discomfort. Insomnia is a symptom that aggravates the already aggravated situation. It traps you and eventually consumes you, making you question your sanity every night when you lay in bed with an overactive mind, thinking about all the mistakes in your life. It doesn’t help that insomnia has high comorbidity with depression and anxiety, all of which rides on each other to escalate the demise of your mind.

There is no easy solution to sleeplessness, because the causes are so diverse. This is a picture of what insomnia can be, and the hidden emotional costs of this debilitating condition.

“ Are you going to sleep soon? “

“ I try.”

 

 

-Thought Catalogue

Here comes lent, Catholics wont eat meat for the next 40 days

Pretty sure you have seen people with crosses drawn on their foreheads this morning and you will see many more during the day. Today is ash Wednesday. Here are some of the things you may need to know about ash Wednesday.

What’s the purpose of Ash Wednesday?

It marks first day of the 40 days of Lent, a roughly six-week period (not including Sundays) dedicated to reflection, prayer and fasting in preparation for Easter. It ends on Holy Thursday, the fifth day of Holy Week (the week leading up to Easter) that marks the Last Supper. In addition to certain rules about foods and fasting, many Christians (and even non-Christians) abstain from additional foods, luxury or material goods or certain activities and habits.

Where do the ashes some people put on their face come from?

They’re obtained from the burning of the palms of the previous Palm Sunday, which occurs on the Sunday before Easter, and applied during services. Palm Sunday marks Jesus’ return to Jerusalem, when people waved palm branches to celebrate his arrival. The ashes are typically mixed with Holy Water or oil.

What do the ashes mean?

The ashes, applied in the shape of a cross, are a symbol of penance, mourning and mortality. Centuries ago, participants used to sprinkle themselves with ashes and repent much more publicly, but the practice fell away sometime between the 8th-10th century before evolving into what it is today. There aren’t any particular rules about how long the ashes should be worn, but most people wear them throughout the day as a public expression of their faith and penance.

What else do Catholics have to do?

On Ash Wednesday, Catholic adults must observe a fast—eating only one large meal or two small meals. Those meals must not contain any meat. In fact, Catholics 14 and older must refrain from eating meat on every Friday from Ash Wednesday until Good Friday. In accordance with Lent as a time of abstinence, many Catholics choose to give something up or change an ingrained habit during the 40-day period. The Church also encourages the faithful to give more time to prayer and charity before the celebration of Easter.

-Timefestyle,

You can limit who sees your new whatsapp snapchat-ish status, here is how

Well, Status updates launched with Whatsapp recently and the feature borrows a lot from SnapChat stories just like other apps in the Facebook eco-system namely Instagram and to a smaller extent Messenger and the main Facebook app.

Whatsapp introduced a new tab called status where anyone with the updated app can tap to add photos or videos for his desired contacts to enjoy only viewable for 24 hours.

The caveat though! All people in your contact list can view the shared stories by default which is rather annoying. Whatsapp doesn’t use handles like SnapChat but instead uses phone numbers in your contact lists by default. So any Tom, Dick and Harry with your contacts can view your status updates not forgetting the controlling parents.

And Parents are the reason we migrated to SnapChat in the first place, right?. Away from jokes, with SnapChat, someone asks to follow you and you only choose so if you deem it appropriate for them to follow you. In other words you have control on who follows you but Whatsapp’s stories are so far in default mode that anyone with your contact can follow you.

How to solve this menace?

In your new Whatsapp status window, tap the drop down menu button at the extreme upper right corner and then choose Status privacy.

Whatsapp will greet you with who can see your status updates. My contacts is chosen by default but this window displays two other options:

My contacts except……. Here you can exclude contacts that  you don’t want to see your cool status update.

Only share with……. This allows to choose whom amongst your contacts who should see your status updates.

However Whatsapp warns that changes to your privacy settings won’t affect status updates that you’ve sent already. So you might have to reconsider visiting these status privacy options before you tap the send button of your status updates.

 

 

 

-Techjaja

UGANDA NOW SECOND TO SOUTH AFRICA WITH THE HIGH RATE OF ADOLESCENT GIRLS BEING INFECTED WITH HIV/AIDS

By alice Lubwama

The UNAIDS global review panel mission in Uganda calls Government to renew her efforts towards fighting the HIV/AIDS scourge.

Addressing the press after a wide HIV consultation in the country, the UN resident coordinator Rose Obalango was concerned with the rising number of new HIV/aids infections among young women in Uganda.

Uganda is now the second to South Africa in the region, with the high rate of adolescent girls being infected with HIV/AIDS. The rate has been attributed to behavior and poverty related issues.

 

What flowers are appropriate for Valentine’s day

Roses

red rose

Not surprisingly, this classic bud is “the most popular choice for Valentine’s Day,” says Kate Law, Product Design Manager at ProFlowers.com. It could be because red roses symbolize love, romance, beauty and perfection. The iconic flower is also known for being pricey—according to Michael Gaffney, Director of the New York School of Flower Design, “flower growers hold back their rose bushes for months in order to have them bloom in time for February 14th—and then they raise the prices, giving roses that sought-after reputation.”

Gerbera Daisies

orange gerbera daisy

Daisies are known for symbolizing beauty, innocence and purity, says Law. The Gerbera variety, recognizable by their large flowering heads, is available in an assortment of peppy hues, which gives them the additional meaning of cheerfulness. The happy buds are “always a favorite to receive,” she says.

Tulips

orange and yellow tulip

“Tulips stand for perfect love,” says Gaffney. The elegant and easily identifiable blooms are one of the most popular flowers in the world but are most often associated with the Netherlands, where they flourished in the 17th century. They convey comfort and warmth, says Law, and are a good Valentine’s Day pick since they’re classic and affordable.

 

 

Woman’s day. Photos from shutterstock

Most Facebook users suffer depression resulting from envy -Study

Facebook is making us unhappy and causing people who suffer “Facebook envy” to be particularly depressed, a study has found.

Users who took a week-long break from the social media site were found to be more satisfied with life and rated their own well-being as higher.

The University of Copenhagen experiment involved 1,095 people, half of whom were asked to continue their Facebook habits and half ordered to abstain from logging on.

Those who admitted suffering high levels of Facebook envy, the tendency to be jealous of your friends’ activities on social media, benefited most from going teetotal.

“Millions of hours are spent on Facebook each day,” wrote report author Morten Tromholt.

“We are surely better connected now than ever before, but is this new connectedness doing any good to our well-being?

“According to the present study, the answer is ‘no’. In fact, the predominant uses of Facebook – that is, as a means to communicate and gain information about others, as habitual pastime – are affecting our well-being negatively on several dimensions.”

The sample size was 86 per cent female, spread across Denmark, with an average age of 34, and with an average Facebook-friends count of 350.

They were first asked to take a 15-minute pre-test which then randomly dropped them into either the treatment group – who were banned from Facebook for seven days – or the control group – who were asked to continue using it as usual.

In the post-test on the last day of the experiment, which 888 participants completed, 13 per cent of the treatment group admitted giving in and using Facebook.

The majority of these “non-compliers” claimed it was either because of an emergency or was a “habitual accident”.

In the test, the Facebook users rated their life satisfaction at 7.74 out of 10 average, but those who stayed away rated it at 8.11.

The effect of quitting Facebook on well-being was also greater for users who feel “Facebook envy” than for users who do not.

 

 

 

-Independent